Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
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- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
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- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowWhy Work With a Mortgage Broker in Parry Sound?
Whether you’re buying your first home, refinancing, or renewing your mortgage, working with an independent mortgage broker can make all the difference.
As your local Dominion Lending Centres mortgage expert, I work for you — not the bank — to find the best rate and mortgage solution that fits your lifestyle and financial goals.
What Sets Me Apart
With over 10 years of experience as a Commercial Banking Manager at Scotiabank, I bring the expertise to match clients with the right lending solutions — from primary residences to seasonal cottages investment properties and business financing across Parry Sound and Georgian Bay.
I also specialize in mortgage refinancing, CHIP reverse mortgages, and creative lending options for self-employed clients or those with unique financial needs.
Benefits of Working With Me
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Better Rates & More Options — Access to top banks, credit unions, and private lenders.
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Expert Advice — Tailored mortgage strategies built around your goals.
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Stress-Free Process — I manage the details so you can focus on your home.
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Flexible Solutions — Ideal for complex or non-traditional situations.
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Ongoing Support — Guidance through renewals, refinancing, or restructuring.
Local Expertise. Trusted Advice.
As part of Dominion Lending Centres, I’m proud to serve Parry Sound and surrounding areas with personalized, professional service.
My mission is simple: to make the mortgage process easy, transparent, and rewarding — helping you achieve homeownership or financial freedom with confidence.
Contact Sean Gallagher today to explore your mortgage options and discover how much you could save.
Free Mortgage Review
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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